Quick Answer

Afterlife Insurance is a uncommon Instant from CLU (CLU) costing {1}{W/B}. Current price: $2.4 USD. Legal in Commander.

Afterlife Insurance MTG card

Afterlife Insurance

Instant

Card Text

Creatures you control gain afterlife 1 until end of turn. Draw a card. (When a creature with afterlife 1 dies, create a 1/1 white and black Spirit creature token with flying.)

As far as the Orzhov Syndicate is concerned, it is the height of irresponsibility not to have a plan for your own ghost.

Card Stats

uncommon CMC: 2.0 CLU CLU 🎨 Elizabeth Peiró

What kind of card is this?

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Market Prices

TCGPlayer
$2.40
Normal
Buy
Card Kingdom
$2.99
Normal
Buy
Cardmarket
€2.12
Normal
Buy
Prices updated: 2025-12-16

Format Legality

Commander Legal
Duel Legal
Legacy Legal
Oathbreaker Legal
Vintage Legal

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Community Stats

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Frequently Asked Questions

What is Afterlife Insurance? Basics

Afterlife Insurance is a Instant card from the Magic: The Gathering trading card game.

Its ability reads: "Creatures you control gain afterlife 1 until end of turn. Draw a card. (When a creature with afterlife 1 dies, create a 1/1 white and black Spirit creature token with flying.)"

How much mana does Afterlife Insurance cost to cast? Basics

Afterlife Insurance has a mana cost of {1}{W/B}, which equals 2.0 total mana (converted mana cost/mana value).

It requires B, W mana to cast.

What does mana cost mean in Magic: The Gathering? Basics

Mana cost is the amount and type of mana required to cast a spell in Magic: The Gathering.

Afterlife Insurance's mana cost of {1}{W/B} means you need to pay that much mana from your lands or other sources.

Colored symbols (W=White, U=Blue, B=Black, R=Red, G=Green) must be paid with that specific color, while numbers can be paid with any color.

What is converted mana cost (CMC) or mana value? Basics

Converted mana cost (now officially called "mana value") is the total amount of mana in a card's mana cost, regardless of color.

Afterlife Insurance has a mana value of 2.0. This is important for effects that care about a spell's total cost, like cascade or cards that say "mana value 3 or less."

What is oracle text? Basics

Oracle text is the official, current rules text for a Magic card as maintained by Wizards of the Coast. It supersedes any printed text on older cards.

Afterlife Insurance's current oracle text is: "Creatures you control gain afterlife 1 until end of turn. Draw a card. (When a creature with afterlife 1 dies, create a 1/1 white and black Spirit creature token with flying.)"

What is the current price of Afterlife Insurance? Pricing

The current market price for Afterlife Insurance is approximately $2.4 USD on TCGPlayer.

On Cardmarket (Europe), it's approximately €2.12 EUR.

Where can I buy Afterlife Insurance? Pricing

You can purchase Afterlife Insurance from major MTG retailers including:

Prices vary by condition and printing. Check multiple sellers to find the best price.

What is the difference between normal and foil cards? Pricing

Foil cards have a shiny, holographic finish that makes them more collectible. They are functionally identical to normal cards but typically cost more due to their rarity and visual appeal.

Is Afterlife Insurance legal in Standard? Legality

Format legality information for Afterlife Insurance in Standard is not available.

Standard is a rotating format that only allows cards from the most recent sets.

Is Afterlife Insurance legal in Modern? Legality

Format legality information for Afterlife Insurance in Modern is not available.

Modern includes all cards printed in a standard-legal set from 8th Edition forward.

Is Afterlife Insurance legal in Commander (EDH)? Legality

Afterlife Insurance is Legal in Commander (EDH) format.

Commander is a casual multiplayer format where you build a 100-card singleton deck around a legendary creature.

Is Afterlife Insurance legal in Pioneer? Legality

Format legality information for Afterlife Insurance in Pioneer is not available.

Pioneer is a non-rotating format that includes all standard-legal sets from Return to Ravnica forward.

Is Afterlife Insurance legal in Legacy? Legality

Afterlife Insurance is Legal in Legacy format.

Legacy allows almost all cards ever printed, with a substantial ban list for balance.

Is Afterlife Insurance legal in Vintage? Legality

Afterlife Insurance is Legal in Vintage format.

Vintage is the most permissive format, allowing almost all cards with only a minimal ban list. Some powerful cards are "Restricted" (limited to 1 copy).

Is Afterlife Insurance legal in Pauper? Legality

Format legality information for Afterlife Insurance in Pauper is not available.

Pauper only allows cards that have been printed at common rarity in a paper or online set.

What is format legality in MTG? Legality

Format legality indicates which official MTG formats allow a card to be played:

  • Legal: Card is allowed in the format
  • Banned: Card is prohibited from play
  • Restricted: Limited to 1 copy (Vintage only)
  • Not Legal: Card was never part of that format's card pool

Different formats have different banned lists based on power level and game balance.

What set is Afterlife Insurance from? Details

This printing of Afterlife Insurance is from CLU (CLU), with collector number 23.

Afterlife Insurance may also appear in other MTG sets with different art or special treatments.

What is Afterlife Insurance's rarity? Details

Afterlife Insurance is a uncommon card in CLU.

Card rarity affects both availability and price. From rarest to most common: Mythic Rare → Rare → Uncommon → Common.

Who illustrated Afterlife Insurance? Details

Afterlife Insurance was illustrated by Elizabeth Peiró.

Magic: The Gathering features artwork from hundreds of talented artists, and many cards have been reprinted with new art over the years.

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